Auto Insurance

We understand that when searching for car insurance, you want the best possible coverage at a price that you can afford. At MasterQuote Insurance, we work with top insurance companies including GMAC, Infiniti, AIG, Safeco, and Liberty Mutual to provide you with the information you need to make an informed decision. 

We not only provide car insurance quotes, but also offer quotes for other motorized vehicles such as motorcycles, boats, and ATVs. We will match you with reputable companies based on the level of coverage needed, the deductibles you want, and a premium you can afford. We also provide fleet insurance. For business owners needing to insure a group of vehicles, we have the experience to find the best rates.

Are you properly insured?
Liability insurance has been mandatory in Alabama on all cars, trucks, motorcycles, motor homes, and other motor vehicles registered in the state for over a decade. The new state law allows for instant insurance verification by simply running a check on your car’s tag. If your one of the 900,000 driver's in Alabama without car insurance, getting caught could mean paying fines that would far exceed the cost of liability insurance.

auto insurance coverage Birmingham, AL

The minimum liability insurance coverage requirements are $25,000 for bodily injury per person, $50,000 for all injuries, and $25,000 for property damage. Bodily injury may include loss of wages, medical expenses, pain and suffering, or death. Property damage covers all properties involved in an accident except the vehicle of the person at fault. These are minimum requirements and may not cover additional costs stemming from lawsuits or automobile repair. 

Drivers who do not carry the required insurance must make a minimum deposit of $50,000 to the Alabama State Treasurer or file a bond of at least $50,000 with the DMV. Drivers found in violation of the law must pay a fine and show proof of insurance before registration is reinstated. Second-time offenders can expect a larger fine and a four-month registration suspension. 

If you want the freedom to compare insurance rates, and the certainty that you are getting the best possible deal, call us today to see just how affordable an automotive liability insurance can be.

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